Want to change your life by taking Cheapskatery to the next level ? 

I went from being a flat broke single mom to putting two kids through college debt-free in just a couple of years. I'm living proof that you can COMPLETELY CHANGE YOUR LIFE if you change the way you handle money.

What if I told you that BIG GOALS and SMALL BUDGETS don't have to be mutually exclusive?

What if I told you that you CAN AFFORD to be a stay-at-home mom even in these tough times?

What if I told you that you could put your kids through college WITHOUT CRIPPLING STUDENT LOANS?

What if I told you that I could show you how to TRAVEL THE WORLD on a normal person's salary?

What if I told you you could RETIRE EARLY by making wise choices now?

What if I told you that you could sock away $1000 in the emergency fund in just A COUPLE OF MONTHS?

What if I told you that you could be OUT OF DEBT by this time next year?

What if I told you that you could have FINANCIAL PEACE OF MIND from some creative changes each month?

Daisy Luther


The Real Life Story of a Cheapskate Who Changed Her Life...

I'm a single mom of two girls. If you think no one can understand your financial problems, I promise you, I can. Before I turned my finances around, I lost my house, my car, and my business. I was bankrupt, broke, and unemployed. But I managed to turn it all around and put both of my girls through college, debt free. Now that I'm out of debt and have learned the freedom of frugality, I'm saving up for big goals. I want to share with you the ideas that got me to this point! Are you ready to change your life, even if you don't win the lottery?


I’ve never really thought about how much the little things that you buy everyday can add up to a large amount of money that you could be saving. I think my “ah ha” moment is living frugally doesn’t necessarily mean living an austere life void of fun, entertainment, eating out, etc. I can live in a frugal manner and still enjoy life but just enjoy it a little differently.

I absolutely recommend the Cheapskate’s Guide to others. It’s down to earth, humorous, written by someone who has the same financial struggles as the rest of us (not some wealthy author who has never had to worry about getting sick with no medical insurance or paying utility bills etc), and has realistic information that we can use in our everyday lives.



I bought Cheapskates Guide to the Galaxy because of recent lifestyle changes. My husband and I officially retired, and although we live carefully, we have become a little lazy. This publication grounds me and reminds me of skills I carefully groomed as a young mother. 

... After we became "empty nesters" we gradually fell victim to convenience. Reading this Guide regularly, is a reality check about how quickly life can change. Wouldn't it be better to get back to our frugal life?

Cheapskates Guide is read by me "hot off the press." Every. Single. Page. This publication is not for the uncommitted. If you are serious about managing meager (or not so meager) resources, this Guide is worth the very reasonable cost of subscribing. 


Copyright 2018 by Daisy Luther